Expert Finance & Mortgage Broker
With access to 60+ lenders and 20+ years of experience in mortgages. We Specialise in first home buyer home loans, mortgage refinancing, business & commercial loans.
Our services
With access to 60+ major banks and boutique lenders, and 3000+ products we offer a wide range of financing options, including;
More on our services.
Our Tailored Approach
Appreciating every situation is unique, we’ll take the steps to understand your individual needs and goals. We’ll then formulate a tailored approach that is personalised for you.
We’ll research the market to find and negotiate a competitive solution that is best-suited for you. On your behalf we prepare the application to meet the criteria required by the lender.
We’ll do all the legwork across the entire journey, and will work around your schedule.
See our 5 step process.
Why choose us
We have 20+ years experience and a long list of happy customers.
We simplify jargon, empowering you to make informed decisions. You’ll be supported from start till long after settlement.
Accredited professionals, our commitment is to be experts in all aspects of mortgages and finance loans.
We operate by a strict code of ethics adhering firmly to ASIC’s Best Interests Duty obligation. Which means we always act in the best interest of our clients.
More about us.
ASIC Best Interests Duty
“It’s important to understand when you go directly to the bank for a loan, the bank is not required to adhere to the ASIC Best Interests Duty. Therefore they will promote their own products.
On the other the hand, as your personal Finance Broker we are legally obligated to always act in your best interest.”
Principal Finance Broker
What Our Clients Are Saying
I highly recommend Derick. He is a professional operator and is diligent in his role. He is a great communicator and is a proven problem solver around the clock during my dealings with him. I would encourage you to reach out to Derick to see how he can help you achieve your goals.
Thank you Derick and see you soon.
Thank you Derick and see you soon.
Highly recommended!!
Derick took care of our home loan from start to finish. He is professional, very knowledgeable and accommodating to all our queries right through till settlement.
His quirky humour made the loan process seamless and less stressful. A pleasure to deal with and will definitely be referring to family and friends.
Thank you Derick!
Derick took care of our home loan from start to finish. He is professional, very knowledgeable and accommodating to all our queries right through till settlement.
His quirky humour made the loan process seamless and less stressful. A pleasure to deal with and will definitely be referring to family and friends.
Thank you Derick!
Tommy and Derick have been amazing help! They are constantly following up and making sure everything is running smoothly. Would definitely recommend using their services, it will be the best experience you have.
We have just purchased a house with the assistance from Derick. He was amazing throughout the process, always open and honest, gave sound advice which made this experience less daunting. My husband and I cannot thank you enough for your support and professionalism. We will have no hesitation recommending you to all our family and friends. 😁👍
Thank you so much you have helped make our dreams come true!!
Mr Patrick & Mrs Ainoy Cunningham
Thank you so much you have helped make our dreams come true!!
Mr Patrick & Mrs Ainoy Cunningham
Derick and his team were absolutely amazing, I cannot recommend them highly enough. From start to finish Derick worked with us to get the best deal and were always available for a call to answer any questions and clarify understanding. He made the loan process a seamless and stress free one. He not only made sure to get me a good deal on the home loan but kept a good channel of communication all the way through to property settlement.
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Well done and Thank you.
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Well done and Thank you.
Absolutely amazing experience!!!
We recently purchased our home with the help of Derick at Wisegate Finance. Derick’s vast knowledge in finance, even in the difficult current market, was able to secure us the best loan possible. He kept us updated throughout the process which gave us peace of mind. Derick wasn’t just a broker, he also helped us with other aspects of buying a house.
We will definitely be using Wisegate Finance for our future financial needs!
We recently purchased our home with the help of Derick at Wisegate Finance. Derick’s vast knowledge in finance, even in the difficult current market, was able to secure us the best loan possible. He kept us updated throughout the process which gave us peace of mind. Derick wasn’t just a broker, he also helped us with other aspects of buying a house.
We will definitely be using Wisegate Finance for our future financial needs!
Derick is an expert in his field, going above and beyond to archive the highest loan amount with a very competitive rate and a fast turnover time.
Highly professional and informative from start to finished (No wondering or guessing what going on).
Have and would recommend his services to my families, friends or anyone thinking of refinanced or require a loan.
Will definitely use Derick services again in the future.
Highly professional and informative from start to finished (No wondering or guessing what going on).
Have and would recommend his services to my families, friends or anyone thinking of refinanced or require a loan.
Will definitely use Derick services again in the future.
Derick did a fantastic job in sourcing and recommending the best option for my situation. Derick kept me fully informed all the way through the process and was proactive in ensuring I received the best outcome. I would not hestate in highly recommending Derick. THANK YOU!!
Derick and his team at Horizon are extremely professional and efficient for lending. Refinancing loans can be stressful but Derick was always on the front foot with documents needed and provided clear and unbiased rate comparisons. Highly recommended.
We are very happy to have Derick Giang , a very good broker , helping us to buy a commercial business which we really expected to have before . His prompt attitude , good heartiness and cleverness in his business made us have a trust in your business” Loan Market “ Hopefully we will have many cooperation with you in the near future. Thanks so much Derick ! Good job !
Liem and Em
Liem and Em
Derick went out of his way to achieve for us what other brokers couldn’t. He is an extremely professional broker who worked around the clock dealing with what was necessary to achieve a positive outcome. We will be 100% using him again in the near future. Thanks again Derick.
Tommy and Derick’s attention to detail are second to none. They were constantly updating me on the progress of my loan and were informative and helpful throughout the application process of my home loan.
The team at Horizon are incredibly professional and knowledgeable – helped and educated me so much! Very easy to work with, highly recommend!
Derick was such a pleasure to deal with. His attitude and recommendations were above expectations and for sure very happy with the deal he was able to get us. Im definitely going to going to be coming back for my next investment and recommend Derrick to mates
Derrick, we just wanted to convey our appreciation and sincere thanks for your friendly, professional, & outstanding services and for going out of your way to ensure we got our home loan with the highest loan amount approved in a very short time frame. Also, for finding us the home loan package at the lowest possible interest rate. We will have no hesitation in recommending you and your company to our families and friends thinking to refinanced or for a new loan to purchase property. Regards, Roger and Trang.
Derick was very professional in getting us the loan. Great to work with and alway on top of things. Thank you. Highly recommended
Derick and team are highly professional and extremely knowledgeable in the area of mortgages. Derick was always very responsive, even outside of office hours. He offered his expert advice in a transparent, patient and easy to understand way. Would definitely recommend.
We’re very happy. Can’t say thank you enough. We’re gonna contact you at anytime we need your help and introduce you to family members and friends. Thanks again Derick. X
Derick has been so easy to work with despite the amount of amendments I’ve made him do! Definitely goes above and beyond for you! Would definitely recommend him as a broker! Can’t wait to work with him again in near future.
The services offered by Derick is second to none. He was thorough in his work and communication. He found us the best rate, and walked us through the process, ensuring that we knew what was happening every step of the way and clarifying when we were unsure. I would highly recommend Derick Giang.
Helpful and supportive. Looked after me and took care of the whole loan application process
Partnerships with 60+ Banks & Lenders
Having access to 60+ banks & lenders and 3000+ products provides ample choice and power to negotiate for the best deals.
Are You A First Home Buyer?
We can guide you through the entire journey from assisting with First Home Buyer Grants, answering all your questions and getting the best-suited mortgage options.